Legal Disclaimer and Privacy Notice Disclaimer and Terms of Use for Student VIP's Student Wellness & Risk Management Risk Assessment. We collect and use your personal information in line with our Privacy Policy in accordance with the privacy act to provide insurance and related services. Data is collected with your consent, handled securely, shared only as needed, and retained only as required. By submitting your responses and personal information through this Student VIP assessment, you agree to the following terms and acknowledge the privacy practices detailed below: Purpose of Data Collection: The personal information you submit, including your Full Name, Phone Number, Email Address, and Company Name, is collected solely to evaluate institutional readiness in student wellness and risk management. This information will be used exclusively for assessment purposes by Student VIP and will not be shared with third parties without your explicit consent, except as required by law. Privacy and Data Protection Compliance: Privacy Act Compliance: If any information submitted is related to health services or wellness programs, Student VIP handles it in accordance with the Privacy Act (PIPEDA) to ensure confidentiality, integrity, and security of such data. You may request data deletion or modification by contacting us at info@studentvip.ca. Use of Personal Information: The personal data collected is limited to what is necessary for conducting the assessment. Student VIP does not sell, trade, or otherwise transfer your personal information to external parties. Data may be anonymized and aggregated for internal reporting or service improvement but will not identify you individually. Data Security: We use industry-standard security measures, including encryption and secure data storage, to protect the personal information you provide. While we strive to protect your information, please be aware that no system is completely secure, and you are advised to avoid submitting sensitive health information not directly requested by this assessment. Rights to Access and Erasure: You have the right to access your data, request modifications, or request data deletion in compliance with the Privacy Act in accordance with our Privacy Policy. To exercise these rights, please contact our Data Protection Officer at info@studentvip.ca. Retention of Data: Personal data provided in this assessment will be stored only as long as necessary to fulfill the purpose of the assessment, or as required by applicable laws and regulations. Once data retention is no longer needed, your information will be securely deleted. No Liability: Student VIP and its owners disclaim all liability for any direct, indirect, incidental, or consequential damages resulting from the use or misuse of assessment results. Participation in this assessment is voluntary, and respondents are responsible for any actions taken based on the results. Consent to Terms: By checking the box below and submitting your personal information, you consent to the collection and processing of your data as described in this disclaimer and privacy notice. Changes to this Disclaimer: Student VIP reserves the right to modify this disclaimer and privacy notice at any time. Any updates will be posted on this page, and continued use of the assessment constitutes acceptance of any changes. If you have any questions about how your data will be handled, please reach out to us at info@studentvip.ca.